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Landlord Insurance
This "Super Flexible" insurance product has been designed for Landlords with residential property to insure, irrespective of tenant type and has Loss of Rent automatically included as part of the insurance cover. Your client can choose the appropriate level of cover for:

Landlord Insurance Buildings - to a maximum of £2 million per property. We cover:

  • Private dwellings (as long as they are not owner occupied)
  • Private dwellings that have been converted into flats (maximum 6 flats)
  • Bedsits (maximum 6 bedsits)
  • Purpose-built flats including blocks of flats
  • Business premises with residential accommodation above

Landlord Contents - There is no minimum sum insured, however this option can only be included in conjunction with the buildings cover and is not sold seperately.

Loss of Rent - following an insured peril is automatically included at 20% of the buildings sum insured for a maximum period of 12 months.

Accidental Damage Cover - is available for Professional tenant types only and covers buildings and contents if both are covered.

Terrorism Cover - for the property includes subsequential loss of rent (optional)

Employers Liability - if the building houses the client's business, we can also include their Employers Liability cover (optional)

Property Owners Liability - with sums insured of up to £5 million.

Enhanced Legal Protection - up to £50,000 to protect against legal disputes, rent recovery, attendance fees and eviction proceedings.

Save EXTRA money with:

1 No claims discount
If your client has owned the property for the last 3 years and has not had a claim, whether insured or not, a No Claims Discount (NCD) of 20% will be applied.

2 Voluntary Excess

Voluntary Excess Rate Reduction
£250 5%
£750 10%
£1250 15%

See the full Policy Wording by clicking here
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International Travel and Healthcare Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 433367.
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